3. What is asset allocation and why is it key to performance?

Quick Answer:
Asset allocation determines how much of your portfolio goes into different asset classes to optimise returns for your risk tolerance.

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Learn More:
Studies show that asset allocation explains over 90% of long-term return variation. Equities, bonds, real estate, and alternatives behave differently under economic shifts — proper mix equals smoother performance. Findex automatically categorises assets, showing users exactly where their portfolio is concentrated or underexposed.‍

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