32. What’s the best way to start budgeting?

Quick Answer:
Track spending, categorise expenses, and automate savings before discretionary spending.

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Learn More:
Budgeting reveals patterns, not punishment. Review the past three months of transactions, group them into needs, wants, and savings. Then assign spending caps. Small, consistent awareness builds powerful control. Findex connects income and outflows, helping users see the long-term effect of their spending habits on wealth accumulation.

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