28. How can I balance saving for the future and enjoying life now?

Quick Answer:
Automate savings first, then spend consciously on experiences that matter.

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Learn More:
Financial wellness includes joy. Prioritise essentials and automated savings, then allocate a defined portion for leisure without guilt. This approach maintains momentum toward future goals while leaving space for present fulfilment. Tools like Findex visualise how these trade-offs affect overall progress, reinforcing balance rather than restriction.

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